Can Your Retirement Weather the Tax Storm? Educational Webinar

Do you think tax rates will be higher or lower in 10 years?

If you answered higher, we’re in agreement. At Conservative Financial Solutions, we believe there is a tax storm coming. Across the U.S., there is an estimated $35 trillion in retirement accounts1. With the passing of the SECURE Act in 2019 and the Securing a Strong Retirement Act of 2022, Congress has already proven your retirement assets are on their radar.

The time to prepare is now.

In this webinar, I will share where we are and where things could be going. Most importantly, we’ll discuss the steps you can take to help mitigate your future tax liability and keep more of your hard-earned money in your pocket. Take the first step toward tax efficiency planning.

Sincerely,

Your Host,
Spencer Ford, CFP®
Wealth Advisor

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Weathering the Tax Storm

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Help Reduce Your Financial Stress in Retirement with Comprehensive Planning

Does your current financial strategy address the risks you may face?

  • Sticky inflation opens door to steeper Fed rate hike in March2

    -Fox Business, February 2023

  • SECURE 2.0 Act of 2022 Makes Sweeping Changes to Retirement Savings Plans3

    -ADP, January 2023

  • “Changes have been coming fast when it comes to retirement assets. Making timely adjustments may be prudent for a successful retirement.”

    -Spencer Ford

  • TCJA and 2026 Tax Brackets: Why Your Taxes Are Likely to Increase and What to Do About it4

    -New Retirement, June 2022

  • “Taxes are likely to be your largest retirement expense. Ignoring it could only make it worse, and the right tax plan could potentially save you thousands.”

    -Spencer Ford

  • Stocks Fall to End Wall Street’s Worst Year Since 2008, S&P 500 Finishes 2022 Down Nearly 20%5

    -CNBC, December 2022

  • Asset protection strategies is one strategy in retirement. When you're taking income, the downs could potentially hurt you worse than the ups may help you depending on your situation.

    -Spencer Ford

  • Social Security Set to Run Short of Funds One Year Earlier Than Expected6

    -The Hill, February 2023

  • U.S. on Track to Add $19 Trillion in New Debt Over 10 Years7

    -New York Times, February 2023

  • "As the current political, tax, and inflationary environment appear to be eroding the value of personal assets and the US dollar for future generations, a comprehensive financial plan may be the only prudent approach to help protect your family."

    -Spencer Ford

spencer-ford

Meet Spencer Ford, CFP® Chief Executive Officer | Wealth Advisor

Spencer has built his career on helping clients build more stable retirements. He holds a Bachelor of Arts in Biblical Studies and a Master of Arts in Counseling from Cincinnati Christian University. He is passionate about helping others be their best, and this passion led him to Conservative Financial Solutions.

Spencer holds an Executive Certificate in Financial Planning from the Ohio State University and has completed extensive training and met rigorous ethical experience requirements in order to obtain his CERTIFIED FINANCIAL PLANNER™ (CFP®) professional designation. He has also passed the series 7 and 65 securities exams and is a licensed insurance agent in Ohio, Indiana and Kentucky. He is able to have the opportunity to advise clients on both investments and retirement income planning. Spencer is delighted to work with clients and enjoys helping them plan the right track to pursue their ideal retirement lifestyles.

In his spare time, Spencer serves his community as a member of the local chamber of commerce board and rotary club. He also enjoys playing music on his church’s worship team.

CFP Board owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® in the U.S.

Contact

Phone: 513.367.1113
Fax: 513.367.1142
Email: info@conservativefinancialsolutions.com

1 https://www.planadviser.com/35-trillion-retirement-savings-tells-tale-two-economies/

2 https://www.foxbusiness.com/economy/sticky-inflation-opens-door-steeper-fed-rate-hike-march

3 https://www.adp.com/spark/articles/2023/01/secure-20-act-of-2022-makes-sweeping-changes-to-retirement-savings-plans.aspx

4 https://www.newretirement.com/retirement/2026-tax-brackets-tcja-expiration/

5 https://www.cnbc.com/2022/12/29/stock-market-futures-open-to-close-news.html

6 https://thehill.com/finance/3860243-social-security-set-to-run-short-of-funds-one-year-earlier-than-expected/

 

Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. MAS and Conservative Financial Solutions are not affiliated companies.

Any and all other services related to Medicare and Harrison Tax & Accounting are an outside business activity and are not offered through or supervised by AE Wealth Management, LLC. 1802491 - 6/23